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Wednesday, February 1, 2017

Higher Interest & ATM Reimbursement Might Not Be Worth It

From an email I sent to a financial website:

Several months ago I opened an E-one Hybrid account with Salem 5 Direct, the internet side of Salem 5 Cent Bank in Massachusetts. I opened this as a secondary account for direct deposit, since I retired and work LYFT, part time along with Postmates....it has been a disaster, which I finally closed today. As a side note, I opened this after experimenting with a Aspiration account, which I closed after phantom deposits showed up in my account. 
Also, Aspiration STILL does not have an mobile app, instead telling customers to use the Radius app, their parent bank. Odd.

 Both banks offer no-fee and total reimbursement with atm's WORLDWIDE, just like Schwab, but with better interest; 1.10% at Salem5.
The straw, or dollar, that broke the camel's back was yesterday when I wired, for free, $1000.00 from Chase into my E-One account. I checked my Salem5 statement to see that they charged me fifteen dollars for an inbound transfer!  Building up to this was their arcane on-line, as well as telephone, security. Jumping through hoops and over barrels is an understatement, while negotiating the "innards" of their website is far from a streamlined experience.
I made sure to check if they would charge me to close my account and send me a real check. The answer was no.

It's interesting to see a bank operating in the 21st century, that created an internet side, still operates as if it's the Seventies.

I opened an account with Ally, again, a secondary account. Ally uses the Allpoint network as well as reimbursing out of network ATM's.
Allpoint is in Mexico now with "free" atm's, with the exception of a cross border fee and another fee, which amount to 1% more or less.
For the extra few cents (or pesos), I feel it's worth not having all the aggravation of Salem5. 
From my "vast research", I have concluded that Ally Bank is the Southwest Airlines of banking!  
Whew!

Tuesday, January 10, 2017

United Airlines - Hope Not Lost

All hope is not lost about my I'll feelings toward United Airlines. I stupidly left a Chromebook in the seatback pouch exactly one month ago when I arrived at Puerto Vallarta. Goodbye Chromebook.
Today I received an email from United telling me they ACTUALLY FOUND IT!
They're holding it for $20 ransom, but I do get "miles" on it since I paid for the return on my United card. At least I can now fly to Mexico on Southwest now!!

Tuesday, August 16, 2016

Another Atlantic City Failure In The Works?

Today I came across a new organization named Trenton's Bad Bet .  They are making an attempt to derail any attempt for casino expansion in northern New Jersey, which I like and is better for all.  The only group NOT opposed to this is the Iron Workers who will gain by building the doomed casinos.
A similar posting appears on my Facebook page.



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Monday, August 8, 2016

Travel Alert: Las Vegas

If your travel plans include staying at the Monte Carlo Hotel, read this.  Credit KTNV TV

"Effective Oct. 3, Monte Carlo hotel-casino will close its pool as well as the outlets located along the Street of Dreams including The Pub.

The venues will close as the resort begins a $450 million transformation that will include two new hotels -- Park MGM and The NoMad Las Vegas. Construction on the new hotels is expected to be complete in late 2018.

Monte Carol hotel guests will still be able to use a pool during the closure. Guests will be given access to pools at MGM Resorts International sister properties. Options will be provided upon check-in."

My thoughts...
Before booking ANY hotels, always check the final cost. Many hotels add a "resort fee" that will considerably add to your bill, unless you get such
a ridiculously low price for your vacation that it won't matter.

Wednesday, July 13, 2016

United...Can't Live With 'em, Can't Live Without 'em!

United Airlines is crying over their potential 400 million loss at EWR due to pending increased competition.  Boo hoo and too bad!  If United had lower fares and a better business plan over the past few years and a very screwed merger that is still not completed, they wouldn't be hurting even though they're still making money.

Thursday, July 7, 2016

From the "This Cannot Possibly Be Good" Department

Logo-Circle 



http://www.northsidenathanslv.com/



Here's another place from the "This can't be any good" department.

They have already closed one store.  Look at the pizza...Detroit style?  That must mean "not enough"!

Pure Michigan Churros??!  Churro's are a Mexican thing, possibly from Michoacan, Mexico, which some people pronounce as Michigan, so maybe they're confused!

Many people associate the name Nathan's with hot dogs, but in this case, Nathan is the character Nathan Detroit, played by Frank Sinatra in the musical Guys and Dolls, which anyone under the age of 40 or 50 wouldn't know about unless they watch it on Turner Classic Movies.

Looks like the pizza from Costco is better.

Goodnight.



Tuesday, June 7, 2016

Dunkin Donuts Flavor of the Month

If you live outside of the New York region, you wouldn't know that Dunkin Donuts introduced a Pork roll, egg and cheese on a croissant. Here, we call it Taylor Ham and it's always made on a hard roll, or Kaiser roll for the rest of the world.
The result: Terrible!. Doesn't even taste like Taylor ham. If you eat it with the cheese on the bottom, it will turn into mush in your mouth. Slightly improved if you turn it upside down, but still bad. I don't think KETCHUP (or catsup) would have helped.

                                                                           
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